Credit Cards Tips for You

The Slate from Chase credit cards are known for their debt management tools and other helpful resources that can assist cardholders in reducing credit card debt through responsible financial awareness and smart budgeting practices.

With all the various Slate credit cards, new card members can receive a really attractive introductory 0% APR for between 12 months to 15 months. Additionally, cardholders are also free from paying an annual fee.

The Slate from Chase cards give cardholders the ability to transfer high-interest balances from other cards over to their new Slate account. Allowing cardholders to get their debts under control via lower monthly payments and no interest for a whole year. In most cases the transfer fees are nominal and much lower than other credit cards.

However, the cornerstone to the Slate cards is the revolutionary “Blueprint” program, which provides four strategic tools to pay off (as well as manage) your credit card balance. This 4-tier suite is Chases own branded financial management services tool to reduce outstanding balances you have.

Each Slate card is designed so you can construct your own “blueprint,” to help you meet your financial goals. With the account management tools provided, you can see exactly how much progress you’re making. Any of these cards are perfect for customers who are serious about managing their finances, and staving off unwanted debt.

With Blueprint, you can pay no interest on everyday purchase categories like groceries or gas- if you pay those expenses off each month-with the “Full Pay” option. Essentially, they are separated from other balances you carry. Traditionally other cards make you pay off the whole balance in in its entirety to avoid accruing interest payments.

With the Full Pay portion your statement shows exactly how many payments youve made in full, as well as how many youve missed since enrolling in the program. You can change your Full Pay options whenever you choose, either via the Web or by contacting a telephone customer service representative.

Another tenet to Blueprint that Slate cardholders can also take advantage of when it comes to bill paying is they can choose to “Split” off purchases of big tickets items and set up a special schedule for paying them down faster by applying payments to them.

Chase manages all of this information for you in a simple to use online tool that can be viewed at a glance through your online account management.

There is also a “Finish It” option where cardholders determine their own date for paying off your balance. Simply pick a date where you want to have a zero balance or identify the amount youre comfortable paying each month. Chase will then do the figures and calculate the rest.

The fourth and final option allows you to “Track” your progress as you meet your budgetary or bill payment benchmarks. This measure can asist you in getting your spending under control by identifying your charges on the credit card each month. Ascertaining what your most costly expense is may help you cut back or better manage your spending.

Each Slate card comes with standard benefits such as the tough protections for online security that incorporate Secure Socket Technology. This cutting edge online security protocol protects your personal data like passwords, User IDs, account information and much more.

Aside from these technological protections, your wallet and financial portfolio is safeguarded with a Zero Liability guarantee. Should your account become targeted and compromised you wont be held responsible for any any fraudulent activity.

Unlike other Chase cards which come with cash back travel and other rewards programs, the Slate from Chase – Limited Time: No Balance Transfer Fee card offer wont earn rewards for the purchases made.

It can help you get your debt under control and manage your finances, however. With this card, you can transfer higher-rate balances during the first 30 days of card membership, and not pay any balance transfer fee to do so. Cardholders also get 0% Intro APR for up to 12 months.

The Slate from Chase $75 Bonus and Up to 15 Month Intro Duration card offer rewards cardholders for using their card by offering eligible members a $75 statement credit simply for making making their initial $300 in purchases during the first 3 months. Cardholders also receive 0% Intro APR for up to 15 months! This card definitely gives members the “blueprint” to manage, pay down and monitor their credit and purchases. Receiving a statement bonus for using the card is enough to make most people chase down this card, Not to mention the long list of standard perks and benefits that come with it!

The Slate from Chase MasterCard is much like the other Slate cards, allowing you to be your own financial architect and construct your personalized plan for paying down your balances faster and saving on interest. With this card, members receive a 0% introductory APR for up to 15 months. They also benefit from the long list of standard MasterCard universal benefits:

Extended Warranty Double your original manufacturers or stores brand warranty for up to one year by using your Slate from Chase MasterCard.

Price Protection – Having this card means youre already a conscientious shopper and a smart credit consumer. Should you find an already purchased item for a cheaper price within 60 days of initial purchase get reimbursed the price difference.

Purchase Assurance cardholders also are credited with peace of mind achieved through Purchase Assurance and Satisfaction Guarantee. Most of the items purchased with the card are covered against theft and damage for 90 days from date of purchase. Additionally, the item also comes with satisfaction guarantee. Should you want to return the item and the store wont accept a return, in most cases you will be eligible for a refund for the cost of the product up to $250.

MasterCard Global Service Receive assistance from any corner of the globe 24/7 for card related questions with MasterCards customer service. Assistance with reporting a lost or stolen card, obtaining Emergency Card Replacement or Cash Advance, and finding an ATM Location are all part of their expertise and top level customer service no matter where in the world you are.

Personal Protection MasterCard benefits also come with Identity Theft Resolution and Zero Liability. In the event you become the victim of identity theft – by having this card, a customer service agent who will work with you in receiving the Card Replacement service and will conduct credit bureau notification. Additionally, you wont be liable for unauthorized purchases.

Everyones credit history and needs are different. With the numerous options available one of these three fine Slate from Chase credit card offers deserves to be the foundation of your financial portfolio and debt management plan.

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