Credit Cards Tips for You

The ATT Universal Business Rewards Card is a business rewards card that allows you to earn on all your purchases, even purchases your employees make with the business card. This card has a 0% introductory rate on purchases and there is no annual fee for the first year. You can get cards for you employees at no additional charge. This card is part of the Citi ThankYou Network.

• Earn 5 ThankYou Points for every $1 spent on eligible ATT products/services
• Earn 3 points for every $1 spent on purchases at certain office supply merchants, gas stations and on professional services
• 1 point for every dollar you spend on other purchases
• You also earn 1 point for every $1 your employees spend on other purchases
• Control spending with individual credit limits

The card offers 0% on purchases for the first 6 months. The card does not offer 0% on balance transfers. Rate rate you receive is based on your creditworthiness and can change based on the prime rate.

With this card you will earn 5 ThankYou Points for every $1 spent on eligible ATT products and services purchased directly through ATT. You will also earn 3 ThankYou Points for every $1 spent on purchases at certain office supply merchants, gas stations and on professional services. In addition, you will earn 1 ThankYou Point for every $1 you or your employees spend on other purchases.

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Extended Warranty: The terms of the original manufacturers U.S. warranties may be extended up to one additional year on most items purchased on your card.
• Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you wont pay for any unauthorized charges made on your Citi credit card.
• Travel Emergency Assistance: Youre protected when youre traveling in the U.S. and abroad. Travel Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip Travel Assistance, Travel Services Medical Assistance and MasterLegal Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Auto Rental Insurance: Youre automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental companys collision loss/damage waiver insurance.
• Citi MasterCard Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
• Citi Credit Card Benefits Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.

Applying for this credit card is quick and easy. Weve provided a link below that will take you to the official ATT Universal Business Rewards Card website. From this page, you can click on the apply now button to go to the ATT Universal Business Rewards Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

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