How About a Student Credit Card That Offers Cash Back?

Written by David Long on November 27, 2010 – 10:38 pm

Student credit cards offer benefits and rewards designed for college students on the go. These benefits include benefits like 0% introductory rates on purchases to special cash back offers. Student credit cards are a great way to build credit and a great way to get some cash back into your pocket. We are starting to see more student cards that offer special rewards to their cardmembers. Here are four student credit cards that offer cash back.

The Discover® Student More Card gives members 5% a Cashback Bonus® in categories rotating categories like travel, department stores, gas, groceries, restaurants, and more. The card also gives 5% to 20% Cashback Bonus at the exclusive online shopping mall. You will automatically get up to 1% unlimited Cashback Bonus® on everything else you buy from textbooks to toothpaste. The cash rewards you earn will never expire and your can redeem your Cashback Bonus® for gift cards or instant eCertificates from over 100 brand-name Partners. In addition to the great Cashback Bonus® you can earn, the card gives a special introductory rate for 6 months on purchases. After the first 6 months the APR is 12.99% to 19.99% based on your creditworthiness. The card has no annual fee and you can choose your own design of the card.

The Capital One Student Rewards Visa Card is for those who are just starting out and have limited credit history. This card is card built for students who want to get get extra cash back on the things you already buy. If you plan on using this card responsibly and pay your bill on time, this card will be great for building credit. Not to mention you will earn some cash back on your purchases which will save you money. The card will give you 2% cash back on restaurants, textbooks, cell phone bills, and entertainment. In addition, you will get 1% cash back on all other purchases. There is no special introductory rate with this card so the variable APR will be 24.9%. With this card there is no annual fee.

The Citi® Dividend Platinum Select® Visa® Card for College Students gives members 5% cash back at supermarkets, gas stations, utilities and drugstores for the first 6 months of card membership. After that the card gives 1% on those purchases. The card also gives 2% cash back in popular, rotating categories, like department stores, jewelry, apparel, restaurants, hotels and more. On all other purchases you will earn 1% cash back. The card offers a special introductory rate of 0% on purchases for the first 7 months. After the introductory period the card has a variable APR of 12.99% to 19.99% based on your creditworthiness. This card does not require for you to have a co-signer and there is no annual fee with this card.

The Chase +1SM Student MasterCardÂ® gives students the opportunity to earn Karma Points for doing things like paying your bill on time, taking the credit essentials quiz and more. You will earn twenty Karma points after your first purchase and you will earn two Karma Points for each month your account is in good standing and you pay your account on time. If you pay your account on time for six consecutive months, and your account is otherwise in good standing, you will earn an additional eight bonus points. You can use Karma Points to get the things you want, give to causes and share with friends on Facebook. The card offers an APR of 17.24% to 21.24% on purchases and balance transfers. The card does not offer any special introductory APR. With this card there is no annual fee required.

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