Credit Cards Tips for You

For a limited time the Citi Dividend Platinum Select has an offer for new cardmembers which gives them $150 cash back after spending $500 within the first 3 months. That means you just have to spend $167 a month for 3 months and you will earn $150 cash back. Again, this offer is only for a limited time and will expire on June 30th. Here are some of the great benefits this card offers:

• 1% cash back on all other purchases.
• Enroll for additional cash back in popular categories that change with each quarter
• Its easy, simple and free to enroll.
• 5% unlimited cash back on average through the Citi Bonus Cash Center.
• The variable purchase APR will be 12.99 % 20.99%, based on your creditworthiness.
• No annual fee

As far as rewards, this card gives 1% on all purchases. From 7/01/11 9/30/11 you will receive 5% cash back on all hotel and card rental purchases and you always earn 5% unlimited cash back on average through the Citi Bonus Cash Center. You may earn up to $300 per calendar year and the $150 cash back is not subject to your annual maximum accumulation. This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Extended Warranty: The terms of the original manufacturers U.S. warranties may be extended up to one additional year on most items purchased on your card.
• Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you wont pay for any unauthorized charges made on your Citi credit card.
• Travel Emergency Assistance: Youre protected when youre traveling in the U.S. and abroad. Travel Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip Travel Assistance, Travel Services Medical Assistance and MasterLegal Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Auto Rental Insurance: Youre automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental companys collision loss/damage waiver insurance.
• Citi MasterCard Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
• Citi Credit Card Benefits Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.

You can apply for the Limited Time Offer Citi Dividend Platinum Select online today.

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