Credit Cards Tips for You

The Purple Diamond Rushcard is a prepaid card that allows you to add money to the card and then use the card anywhere Visa debit is accepted. The card is available to anyone regardless of your credit history. It doesn’t matter if you have good or bad credit you can be a cardmember. This card is part of the RushCard series that was created by Russel Simmons. As a bonus, anytime you refer a friend and they become a card member you get $5 deposited into your account. The card offers members a variety of perks and offers several free services. Here are some of the features of the card:

• FREE direct deposit
• FREE live customer service 24/7
• FREE text alerts and phone balance inquiries
• FREE optional credit building history
• NO credit check

Purple Diamond Rushcard
With the Purple Diamond Rushcard you can only spend what you deposit into the account, so there are no overdraft or interest fees. It is an easy and a convenient alternative to using a credit card or a traditional bank account. You can use your RushCard without the worry of going into debt or overdrawing your account. You can use the card anywhere that Visa is accepted. Each time you make a purchase, that amount is automatically deducted from your RushCard balance. This card is available with the monthly plan option which gives you a fixed monthly fee that gives you unlimited free signature transactions and two free ATM with draws each month.

How To Add Money
There are several ways you can have money added to your account. You can automatically have all or a portion of your paycheck deposited to your card account or you can add cash to the account anytime.

• Direct Depost: You can sign up for the free direct deposit and have your paycheck automatically deposited into your account. Your paycheck will be electronically deposited into your account each pay day. This is a safe convenient way to get your paycheck and you won’t have to pay a fee like you do when you have to cash your check.
• Cash Deposit:You can make a cash deposit with MoneyGram® ExpressPayment® service to fund your RushCard* at approximately 40,000 MoneyGram agent locations nationwide, including most Walmart and CVS/pharmacy. MoneyGram charges a fee of $3.95 for this service.
• Tax Refunds:You can have your Federal and State Tax Refunds direct deposited to your RushCard for FREE which will get you your refund faster than traditional refunds. You can enter this information whether you are filing online, by mail, or through your local tax preparer.
• Check or Money Order: You can add money to your RushCard for FREE by mailing a check or money order to UniRush Financial Services. All checks undergo a verification hold of up to 10 days from the time we receive your check before the funds will be posted to your account.
• PayPal: Transferring funds from your PayPal account to your RushCard is easy and FREE. You must set up and confirm your RushCard in order to transfer funds. To set up your RushCard, login to your PayPal account and select “Withdraw” from the My Account tab. Click “Withdraw funds to your bank account” and select “Add Bank Account.”
• Bank Transfer: If your financial institution offers electronic bill pay service, you can transfer money from your bank account to your RushCard by setting up RushCard as an online payee. Your financial institution will create a paper check and mail it to us for deposit. All checks undergo a verification hold of up to 10 days from the time we receive your check before the funds will be posted to you account.

Credit Builder
One feature this card offers is a free credit builder service. The RushPath credit builder helps you build credit history every time you pay your bills with your Card. You can pay your bills like utilities, rent, phone, etc. The option to pay your bills is free to all cardmembers and there is no enrollment process necessary. The RushCard automatically reports your payment history to LexisNexis® and PRBC®, a national credit reporting agency. These credit reporting agencies will create a file for you to report positive credit. At some point when you apply for a credit card, lenders may use your credit information obtained by one of these lenders. You have to enroll for the RushPath credit builder service once you become a cardmember.

Purple Diamond Rushcard Fees

How To Apply
The Purple Diamond Rushcard is a guaranteed approval with no credit checks. You can apply online today, it is fast and easy. If you have questions or need help with the process you can call customer service at 1-866-RUSHCARD.

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