Credit Cards Tips for You

The Blue for Business® from American Express OPEN is the no annual fee business credit card that can earn you valuable membership rewards points in addition to valuable benefits designed for your business. Redeem your points for gift cards, business travel, electronics, or a night out with your best client. The great perks of this card include the no annual fee and the card offers new members a low intro APR. As a member you will automatically get discounts on every purchase you make with OPEN Savings partners.

The Blue for Business® from American Express offers cardmembers a 0% introductory APR for 6 months, 9 months or 12 months, based on your creditworthiness. After that, your APR will be a variable rate and it will be based on your creditworthiness.

With the Blue for Business® Card from American Express OPEN you can earn 1 point for virtually every dollar you spend. You will earn 2Xpoints for booking your travel with American Express and 3Xpoints on purchases at bonuspointsmall.com. Theres no limit on the number of points you can earn and points never expire. When you add Employee Cards to your account, youll earn points for virtually every dollar they charge on the Card. Yo

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Though the accounts and the financial statements of the company are best managed by the accountant, it is always advisable to keep oneself abreast of the terms surrounding accounting. The basic premise that the balance sheet works with is that assets are always equal to the equities. The equities are sometimes owned by someone else and then it becomes a liability. Then assets are calculated by taking the owner’s share as well as the liabilities. The details of the assets and the liabilities are called accounts. It records their increase and decrease.

One can devise as many accounts as is required by the business, to record that many heads. Accounts payable are the bills that are required to be paid to the government or to other authorities. They are found in the liabilities section. In the assets section, the accounts receivable are the bills that other firms will pay back to the company. In the accrual basis of accounting you record the transaction the moment it takes place. This is considered one of the most accurate forms of accounting. Assets are all the things that a company owns in order to function the operation of the business.
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American Express recently introduced two new cash back cards to their line up. The Blue Cash Everyday(SM) and the Blue Cash(SM) Preferred are sure to catch the attention of those seeking a solid rewards card. In an effort to help you decide which card is ideal for you, we are going to offer a comparison of the two cards. When comparing each card you should consider a variety of card details such as the annual fees, bonus offers, the amount of cash back you can earn, and 0% introductory offers. Here are the highlights of each card.

The Blue Cash Everyday(SM) from American Express offers exclusive rewards and programs for those with excellent credit. The card offers an introductory rate on purchases and this card has no annual fee. Once a member, you get a $25 Referral Bonus for each friend or family member who is approved for the Card. With this card there are no spending limits, no enrollment needed to earn rewards and there are no rotating categories.

• No annual fee, flexibility to pay over time
• Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
• NO spend minimum, NO enrollment, and NO rotating rewards categories
• Get a $25 Referral Bonus for each friend or family member who is approved for the Card

The Blue Cash(SM) Preferred from American Express offers exclusive rewards and programs for those with excellent credit.

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The Clear from American Express® is known for being clear and simple. You can enjoy having no annual fee, no late fees, no balance transfer fees, no over-limit fees, and no cash advance fees with a Clear Card. This card is designed for those that want a simple way to earn rewards for your spending. With this card you get all the great protections offered by American Express.

• Enjoy Automatic Rewards: Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card.
• Flexibility to Pay Over Time: You decide if you want to pay charges over time or pay in full just another way to simplify your finances with Clear.
• Powerful Shopping: We can extend the length of the original manufacturers warranty up to one additional year on your eligible purchases that have U.S. warranties of five years or less.
• American Express World-Class Customer Service: American Express offers personal attention and exceptional Customer Service thats available when you need it, 24/7.

Categories: 0% APR Credit Cards | Excellent Credit | American Express | Balance Transfer

The Blue Preferred Card from American Express offers cardmembers a 0% intro APR for 6 or 12 months. A

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Government plans to extend flexible working rights and introduce a new system of flexible parental leave will hurt small firms, according to the Federation of Small Businesses (FSB).

The lobbying group has been calling for the need to reform parental leave for some time, but believes that proposed government changes could allow both parents to take off time in chunks, rather than in one block, which would make administration of the leave far more complicated than it already is.

Parental leave should be tailored to suit each individual since a ‘one size fits all’ approach does not work for small businesses, says the group.

While the FSB understands that parental leave should be flexible, small businesses need their staff to give information about what time they will have off up front. In doing so small firms will have more clarity on when that invaluable and skilled member of staff will return to work, according to the organisation.

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